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Leasing enables you to use an asset held by a leasing company against periodic repayments. In the context of the contract, you become the owner of the asset only when you have paid the residual value at the end of the term. The duration of the lease can vary from 36 to 84 months and a minimum part payment of 10% of the value of the asset is required.
Cim Finance does not finance VAT. Financing of the asset is thus based on its value before VAT.
Any Leasing contract must be covered by insurance. However, Cim Finance does not offer insurance cover. The choice of the insurer remains at the client's sole discretion.
If you plan to acquire an asset and you know its price, contact us. You can also come to our office in Manhattan Building, Corner Edith Cavell and Mère Barthelemy streets, Port-Louis.
| Administrative fees | 1% of the financed amount + VAT |
| Registration fees (stamp duty) | Rs 1, 200 |
| Minimum deposit | 10% of the financed amount |
| Inspection fees on second-hand cars or reconditioned vehicles | Rs 1,000 + VAT |
| Valuation fees | Rs 1,150 + VAT |
| Interest rate | Fixed or variable |
Registration Duty
| LThe value of the asset | Registration Duty |
| Rs 100, 000 – Rs 300, 000 | Rs 1,000 |
| Rs 301, 000 – Rs 500, 000 | Rs 3,000 |
| Rs 501, 000 – Rs 1M | Rs 10,000 |
| > Rs 1M | Rs 30,000 |
| > Rs 5M | Rs 50,000 |
Visit one of our counters with a proof of your new address (CEB /CWA/MT bill). For more information, visit one of our sub-offices.
Visit one of our counters to make an application. For more information, contact us.
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