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  • Corporate
  • FAQ
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Corporate

FAQ

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What is the interest rate?

  • All
  • Cim MoCrédit

An annual rate of 16.98% of the Credit facility amount.

When is the date of the monthly repayment?

  • All
  • Cim MoCrédit

Each month, you pay the repayment due on the date mentioned on your statement.

What is the duration of the repayment?

  • All
  • Cim MoCrédit

Up to a maximum of 5 years.

Is it mandatory to subscribe to a credit insurance cover?

  • All
  • Cim MoCrédit

Yes. A credit insurance cover is mandatory for the granting of the credit facility.

 

Is it mandatory to subscribe to the credit insurance of Cim Finance?

  • All
  • Cim MoCrédit

 No. You can choose the insurance cover Be Safe (life insurance) of Cim Finance or from another insurer that covers you in the event of death or permanent disability.

What happens in the event of late repayment?

  • All
  • Cim MoCrédit

In the event of late payment, a fee of 2% per annum above the normal rate of 16.98% is applicable.

Is there a reminder in the event of late payment or any amount due and unpaid?

  • All
  • Cim MoCrédit

Reminders are sent to you by e-mail, SMS, post or phone. You must thus immediately inform us of any change in your particulars.

What happens in the event of non-payment?

  • All
  • Cim MoCrédit

a)  Your file will be transmitted to our solicitor.

b) If we have recourse to a solicitor to recover the unpaid amount, you will have to pay the incurred costs. The fees include (but are not limited to) a commission of 10% + VAT of the amount due payable to the solicitor.

 

What happens in the event of complaints?

  • All
  • Cim MoCrédit

For any complaint concerning Cim MoCrédit, please contact our customer service on 203 6825 during office hours or email us on [email protected]. You can also visit our web site www.cimfinance.mu. If you are still not satisfied with the service, email our Complaints Officer on [email protected].

What are the methods of payment?

  • All
  • Cim MoCrédit

By Cash, Wire transfer, Cheque, Standing order, Card payment, Juice Mo Finans, Web Portal or cash

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Cim Voyage

How about taking a vacation with your family and friends to explore other shores?

Fill in the information below and simulate your repayment capacity

Finance Amount(Rs)
Interest (%)
Repayment term

Capital repayment

Interest paid

INFORMATION SUMMARY
Monthly instalment
Rs 1,745.10
Finance Amount
Rs 10,000
Part payment
0.00
Interest paid
0
Repayment term
6
Call me back / Email me a quote

Please note that:

  • Insurance not included.
  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.

Credit Facility

The solution to your immediate need for a credit facility!

Fill in the information below and simulate your repayment capacity

Finance Amount(Rs)
Interest (%)
Repayment term

Capital repayment

Interest paid

INFORMATION SUMMARY
Monthly instalment
Rs 1,745.10
Finance Amount
Rs 10,000
Interest paid
0
Repayment term
6
Call me back / Email me a copy

Please note that:

  • Insurance not included.
  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.

You are taking a lease

Leasing:
Price:
Age of Vehicle:
Period:
Down payment:

Monthly rental(Rs)

Finance amount (Rs)

Residual value

Repayment term (month)

Please note that:

  • Insurance not included.
  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.

Credit purchase

Shopping has never been so convenient

Fill in the information below and simulate your repayment capacity

Finance Amount (Rs)
Interest (%)
Repayment term
Part payment

Capital repayment

Interest paid

INFORMATION SUMMARY
Monthly instalment
Rs 1,745.10
Finance Amount
Rs 10,000
Part payment
0.00
Interest paid
0
Repayment term
6 months
Call me back / Email me a copy

Please note that:

  • Insurance not included.
  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.