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CASH-FLOW EASING

LEASING

Steady and cost-effective long-term financing

Steady and cost-effective long-term financing

The more dynamic the economic environment, the more vital it is to maintain your company’s freedom of action. Leasing offers you long-term, stable and inexpensive financing as well as flexibility to exploit growth opportunities without having to source for other sources of financing.

You want to upgrade your vehicle fleet and/or modernize your equipment… while saving your cash flow for other expenses… At CIM Financial Services Ltd, our corporate sales team understands what dynamic and fast-growing businesses need and provides unparalleled guidance to promote their growth.

Our leasing solutions for vehicles and equipment match your needs and boost your financial security. The flexible leasing contracts let you use assets against periodic repayments scheduled over 36 to 84 months.

    Green Lease

    Cim Finance believes that it has a role to play in mitigating the impact of climate change on Mauritius and our planet. We are committed to promoting sustainable actions, which will benefit both our customers and the community.

    The Cim Finance green lease financing plan is specially designed to support the purchase of environmentally friendly* vehicles and equipment.

    We offer a competitive interest rate for new electric and hybrid vehicles and financing up to 100%**.

    * CO2 emissions level of not more than 79g of CO2/km

    **Terms and conditions apply

    Your goal is within reach.Afford it today?

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    Standard lease

    1. Tenor of the lease can be up to 7 years for new cars and 5 years for reconditioned and second hand cars.
    2. Minimum deposit of 10% + vat.
    3. Capital and interest shall be paid monthly.
    4. Payments shall be done via direct debit.
    5. The asset shall be insured with a comprehensive cover.
    6. Lease agreement and fees shall be paid prior to release of sales deed.
    7. If asset is a second hand one, a survey shall be carried out by a surveyor appointed by Cim Financial Services Ltd.
    8. Financing second hand and reconditioning age of vehicle not to exceed 12 years at maturity.

    Green lease

    1. CO2 emissions level of the asset shall not be more than 79g/km.
    2. Tenor of the lease can be up to 7 years for new cars and 5 years for reconditioned and second hand cars.
    3. Minimum deposit of 10% + vat.
    4. Capital and interest shall be paid monthly.
    5. Payments shall be done via direct debit.
    6. The asset shall be insured with a comprehensive cover.
    7. Lease agreement and fees shall be paid prior to release of sales deed.
    8. If asset is a second hand one, a survey shall be carried out by a surveyor appointed by Cim Financial Services Ltd.
    9. Financing second hand and reconditioning age of vehicle not to exceed 12 years at maturity.
    • Flexible terms for up to 7 years for new cars and 5 years for reconditioned and second hand cars
    • Minimum deposit of 10%
    • Competitive rates
    • The financed asset serves as security
    • Submit relevant documents
    • Obtain a response within 48 hours following the submission of your file
    • If your file is approved, Cim Finance provides up to 90% of the amount before VAT.
    • Take delivery of the asset
    • Start your monthly payments
    • Certificate of Incorporation
    • Business proof of address
    • Business registration card
    • VAT Certificate
    • Annual Return/ Financial statements
    • NIC /Passport of Directors
    • Proof of Address of Directors
    • Quotation/Letter from Vendor
    • Trade License/Permit/PSV licence
    • Bank statement

    Why Cim Finance?

    Dedicated team

    Dedicated team

    Dedicated outdoor team at your service

    Fast approval

    Fast approval

    Fast approval of your file following the submission of all documents

    Simple procedures

    Simple procedures

    Simple & hassle-free procedures

    Skilled professionals

    Skilled professionals

    Unparalleled expertise that skilled professionals bring to your business

    Cost-effective

    Cost-effective

    Your preferred SME partner with tailor-made & cost-effective packaged solutions

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    Any questions?

    Visit our online support platform designed to assist you in finding answers to the most frequently asked questions about our services.

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    Relevant documents

    Business Registration Card

    Business Registration Card

    VAT Certificate

    VAT Certificate

    Trade License/Permit/PSV licence

    Trade License/Permit/PSV licence

    Certificate of incorporation

    Certificate of incorporation

    Proof of Address of Directors

    Proof of Address of Directors

    Annual Return/ Financial statements

    Annual Return/ Financial statements

    Board Resolution

    Board Resolution

    NIC /Passport of Directors

    NIC /Passport of Directors

    Quotation/Letter from Vendor

    Quotation/Letter from Vendor

    FAQ

    What must I do if I change address?

    • Visit one of our counters with a proof of your new address (CEB /CWA/MT bill). For more information, visit one of our sub-offices.
    More details
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