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CREDIT CARD
CIM CLASSIC CARD

Cim MasterCard Classic
The fastest payment network in the world:
36 million businesses and 2 million automated teller machines
- The perfect ally for exceptional moments - travel, leisure, unforgettable experiences.
- Cash withdrawals
- Additional card for spouse/child
- Protect your internet purchases with an additional layer of security "3D-Secure technology"
- Contactless Payment
- E-Statement
- 1% cashback on 800+ Cim Merchants
- Earn Rs.100 cashback when you activate your card for the first time.
- Discount Programme
- Provide the relevant documents
- Your card will be ready within 7 working days following approval of your request.
- Obtain your PIN code by SMS
- Your card is ready to use (shopping, travel…)
- Identity card (main/additional card holder)
- Last payslip
- Proof of address of less than 3 months (CEB/CWA/MT bill)
| Transaction | Rates |
|---|---|
| Annual fees | Rs 230 |
| Additional Credit card | Rs 115 |
| Interest rate on balance due | 2.1% per month (25.2% per year) |
| Fees for card replacement | Rs 115 |
| Increase in credit limit | Rs 50 |
| Penalties for late payment | Rs 150 |
| Penalty for exceeding the credit limit | 1% of amount exceeded, minimum of Rs 150 |
| Charges on cash advance | 2% of amount withdrawn (minimum Rs 100) |
| Interest rate on cash advances | 2.1% per month (25.2% per year) |
| Charges on quasi-cash transactions | 2% of amount withdrawn (minimum Rs 100) |
| Interest rate on quasi-cash transactions | 2.1% per month (25.2% per year) |




Mrs Yolande
Cardholder for more than 5 years
I am very satisfied with the service and the team responds quickly to my queries. I also regularly use the travel insurance cover, which is a fantastic asset.
Read moreCIM credit cards come with these great benefits
Increased security
Guaranteed safety by microchip and secret PIN code
Interest-free credit
Up to 45 days of interest-free credit
Online purchases
Secure online purchases
Insurance covers
Free travel and medical insurance covers with MasterCard Titanium.
Flexible repayments
Flexible repayments as from 5% of the balance due
Relevant documents
Identity card (Primary / Additional)
Last pay slip
Proof of address less than 3 months (invoice CEB / CWA / MT)

Card Security
- CIM Finance Online Security offers extra peace of mind
- Feel safe with our money-back guarantee
- Enjoy the convenience of tap and pay, with security






