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We nurture and support our talents providing them a  dynamic, exciting, value-driven and inspiring work environment to allow each individual to grow and embrace a unique and rewarding career.

Our people - Our culture

Corporate culture is derived from the people that create it. Our people are at the heart of our business strategy and success. We focus on equal employment opportunity, diversity and inclusion in our recruitment process, making sure that we attract candidates from all backgrounds. We provide our people with a variety of tools — enriching professional experiences, daily coaching, and productive feedback — to help them make their professional lives productive and enjoyable.
Our values and behaviours define our expectations we have for working together and with customers. Although we come from different backgrounds and cultures across the Company, the values and the culture are what we all have in common. They capture our shared aspirations and expectations, and guide how we make decisions and treat others. As Cim Finance professionals, we align our actions with our values and behaviours. We think about the values as a full set – all are equally critical to our success.

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Sales Officer

Added Monday, 15 July 2019 Closing Tuesday, 20 August 2019

CF024

  • Assist in the development of a sales strategy to achieve organizational sales goals and revenues
  • Meet annual sales budget assignment and profitability
  • Contact and secure meeting with prospective clients every month
  • Cross selling of Cim Finance products
  • Carry out sales to corporate clients and SMEs
  • Preparation of technical file to be submitted for review to Manager
  • Ensure relevant customer documentation and KYC information is obtained and recorded correctly.
  • Follow up with credit risk and committee for approval of new files
  • Drafting of proposal letters and contracts to be submitted to prospects
  • Compilation of statistics to be reported to management
  • Ascertain service continuity through system of alternates and appropriate handing over in case of absence
  • Provide timeous feedback to clients on all outstanding queries within agreed SLA’s
  • Provide timeous feedback to internal business stakeholders on all outstanding leads/queries within agreed SLA’s

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Risk Analyst Trainee

Added Wednesday, 24 July 2019 Closing Saturday, 24 August 2019

CF025

  • Assisting the Risk Owners and Risk Coordinators with the identification of key risk indicators in their business units.
  • Assist in monitoring the implementation of action plans to address key risk indicators reported monthly to Risk team
  • Work in close collaboration with Business Heads to track open action items
  • Assist in analyzing identified trends in the key risk indicators reported to Risk team
  • Assisting in preparing reports to the Operational Risk Forum and Risk Committee
  • Utilising mathematical and statistical knowledge to assist with the building of risk models in support of Risk Management
  • Assist in preparing reports based on risk trend analysis and control weaknesses
  • Assist in keeping Incident report files up to date

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Admin Support Trainee

Added Wednesday, 24 July 2019 Closing Saturday, 24 August 2019

CF027

  • Work in collaboration with the team with regards to debt collection and recovery's general tasks
  • Assist the C&R team to keep records of client and update the C&R system accordingly
  • Support the calling team with retrieval of any documentations to progress on credit solutions discussed with customers
  • Strict adherence to the recovery process and policies 
  • Assist in preparation of documents to be discussed in various committees

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Trainee Analyst

Added Wednesday, 24 July 2019 Closing Saturday, 24 August 2019

CF028

  • Compile portfolio and collectors performance report
  • Conduct overall collection analysis
  • Support the calling team with retrieval of any documents to progress on credit solutions discussed with customers as defined per the collections and recovery Process, Policy and Strategy manual
  • Ensure follow-up process in place are up-to-date documentations where applicable
  • Strict adherence to all relevant process and policies
  • Adopt proper records management principle as defined by Cim Finance in terms of upkeep and filing documentation
  • Ensure that submission timeline are respected with no delay to internal as well as external stakeholders
  • Assist C & R officers /Managers in preparation of documents to be discussed in various committees and in liaising with other departments relative to any recovery process

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Credit Analyst

Added Thursday, 25 July 2019 Closing Saturday, 24 August 2019

CF029

  • Analyze credit applications as received from sales department.
  • To compute DTI and financial ratios where applicable.
  • Perform due diligence on KYC, collateral, pricing and other factors where applicable
  • To adhere to all regulatory guidelines, internal policies and procedures.
  • Propose adequate conditions mitigants/covenants/security to mitigate risk
  • Monitor customer's credit worthiness and obtain periodical information of their financial and industrial environment, and prepare credit review papers
  • Where applicable, analyse corporate customer's credit information and financial data to determine the degree of risk involved in extending the credit.
  • Prepare credit applications, inclusive of credit analysis and summaries of credit facility requests, and submit to relevant credit authority for approval.
  • Prepare reports that include the degree of risk involved in extending credit as well as mitigating factors.
  • Assist in the improvement of current processes and procedures.
  • Stay current with system changes and processes
  • Comply with, and stay abreast of, relevant policies and procedures in the processing of credit applications. Inclusive of but not limited to sales and compliance processes.
  • Updating of reports and tracking
  • Preparation of reports in the required format
  • Accurately and correctly completing, filing, scanning and data storage as per the department’s requirement.

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Risk and Analytics Analyst

Added Wednesday, 31 July 2019 Closing Friday, 30 August 2019

CF030

  • Proactively monitor and report relevant changes in loan acceptance rates, impairment ratios, concentration risks and portfolio structure
  • Prepare, review and submit regulatory reports
  • Actively participate in the development, implementation and monitoring of risk scorecards
  • Review, design and implement risk models using appropriate tools
  • Compile data to derive Key risk indicators and analyse changes in risk levels
  • Keep up to date on latest trends pertaining to risk matters
  • Engage in creating awareness and enhancing risk culture across the organization
  • Engage constructively in discussions and share ideas with the team
  • Hold meetings with internal stakeholders to gather relevant information with respect to changes in risk related data

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Credit purchase

Shopping has never been so convenient

Fill in the information below and simulate your repayment capacity

Finance Amount (Rs)
Interest (%)
Repayment term
Part payment

Capital repayment

Interest paid

INFORMATION SUMMARY
Monthly instalment
Rs 1,745.10
Finance Amount
Rs 10,000
Part payment
0.00
Interest paid
0
Repayment term
6 months

Please note that:

  • Insurance not included.
  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.

You are taking a lease

Leasing:
Price:
Age of Vehicle:
Period:
Down payment:

Monthly rental(Rs)

Finance amount (Rs)

Residual value

Repayment term (month)

Please note that:

  • Insurance not included.
  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.

Cim Voyage

How about taking a vacation with your family and friends to explore other shores?

Fill in the information below and simulate your repayment capacity

Finance Amount(Rs)
Interest (%)
Repayment term

Capital repayment

Interest paid

INFORMATION SUMMARY
Monthly instalment
Rs 1,745.10
Finance Amount
Rs 10,000
Part payment
0.00
Interest paid
0
Repayment term
6

Please note that:

  • Insurance not included.
  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.

Credit Facility

The solution to your immediate need for a credit facility!

Fill in the information below and simulate your repayment capacity

Finance Amount(Rs)
Interest (%)
Repayment term

Capital repayment

Interest paid

INFORMATION SUMMARY
Monthly instalment
Rs 1,745.10
Finance Amount
Rs 10,000
Interest paid
0
Repayment term
6

Please note that:

  • Insurance not included.
  • Calculation results are approximations and for information purposes only.
  • Quoted rates are not considered as guaranteed rates and repayments will be based on your personal circumstances, Credit facility amount and term.
  • All requests for credit facilities are subject to standard credit approval.
  • The calculations assume that all payments are made when due.